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SICAV Mixed Funds

LUX-PENSION 75%

ISIN Code (cap.) EUR LU0151358164

Intervals

Key Figures

  • NAV (cap.)
    on 03.09.2025
    222,39 EUR
  • Highest value of year (cap.)
    on 10.06.2025
    228,59 EUR
  • Lowest value of year (cap.)
    on 09.04.2025
    201,37 EUR

Investment Policy

LUX-PENSION 75% pursues an offensive investment strategy by investing a maximum of 75% of assets in equities, of which the majority are high-capitalisation equities quoted on the European stock exchanges. The subfund invests minor parts of its assets in bonds from high-quality issuers in euros.

Risk Level

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7

Technical characteristics

Technical characteristics
Label Value
Fund Type SICAV Mixed Funds
Launch date 14.10.2002
Reference currency EUR
Stock Type CAP.
Retenue LU No
Retenue UE No
Calculation of the NAV Daily
For every subscription today (day D) before noon (Luxembourg time), the NAV applicable will be the NAV dated today (D), which will be calculated and published the next day (day D+1), except for Sundays and holidays.
ISIN Code (cap) EUR LU0151358164
Bloomberg Code LXPEN75 (CAP)
Cut-off time 12:00 (GMT+1)

Fees

Fees
Label Value
Entry fee 0.00 %
Exit fee 0,00 %

Fees deducted by the fund in one year

Fees deducted by the fund in one year
Label Value
Recurring Fees CAP 1.40 %

Fees deducted by the fund in one year

Fees deducted by the fund in one year
Label Value
Performance fees Néant
Detailed Informations about the fees and charges are in our publication concerning the main banking fees available at www.spuerkeess.lu and in our branches.

Aggregated return*

Aggregated return
Label Value
Year to date (31.12.2024) 6,60 %
over 1 month (01.08.2025) 1,61 %
over 3 months (03.06.2025) -2,15 %
over 6 months (03.03.2025) -1,64 %
over 1 year (03.09.2024) 3,63 %
over 3 years (02.09.2022) 22,16 %
over 5 years (03.09.2020) 27,34 %
over 10 years (03.09.2015) 32,46 %
since creation (14.10.2002) 122,39 %
*based on the Net asset value of the accumulating units

Allocation

on 31.07.2025

Investment allocation

  • Equities : 72,98 %
  • Bonds : 24,48 %
  • Cash : 2,53 %

Geographical breakdown of the equity investments

  • France : 27,37 %
  • Britain : 21,30 %
  • Others : 16,37 %
  • Switzerland : 12,48 %
  • Germany : 11,04 %
  • Italy : 5,74 %
  • Netherlands : 5,69 %

Sector breakdown of the equity investment

  • Financials : 20,84 %
  • Industrials : 17,95 %
  • Health Care : 12,80 %
  • Consumer Staples : 10,17 %
  • Consumer Discretionary : 8,35 %
  • Materials : 6,99 %
  • Information Technology : 6,43 %
  • Communication Services : 6,05 %
  • Utilities : 5,36 %
  • Energy : 3,93 %
  • Real Estate : 1,11 %

Breakdown of the fixed income investment

  • Governemental : 66,86 %
  • Corporate : 33,14 %

Maturity structure (Direct lines)

  • 1-4y : 37,14 %
  • 4-7y : 27,66 %
  • 7-10y : 26,30 %
  • +10y : 7,79 %
  • 0-1y : 1,10 %

Primary Investments

on 31.07.2025

Fixed Income Performance Metrics

Fixed Income Performance Metrics
Bonds % Infos
Duration 5,35
Yield to Maturity 2,72
Total 8.07

Top equity investments

Top equity investments
Bonds % Infos
ASML Holding NV 2,12 % Information Technology
AstraZeneca Plc 1,75 % Health Care
Orange SA 1,69 % Communication Services
Roche Holding Ltd Pref 1,68 % Health Care
UBS Group Inc 1,64 % Financials
Total 8.88

Top bond investments

Top bond investments
Bonds % Infos
Espana 1.85% Sen 144A Reg S spons 19/30.07.35 0,72 % Govies
Italia 4% Ser 7Y 23/15.11.30 0,68 % Govies
Netherlands 0% 144A 21/15.07.31 0,63 % Govies
Finland 2.875% 144A 23/15.04.29 0,61 % Govies
Deutschland 3.25% 10/04.07.42 0,60 % Govies
Total 3.24

Taxation

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Important Note

Please note that the above subfund may only be distributed in Luxembourg. Shares of funds of our lux|funds range may not be sold to US Persons.

 

Any subscription must be done on the basis of the fund's prospectus in effect at the time of subscription and the KIID ("Key Investor Information Document"), accompanied by the latest annual report or, if more recent, the latest interim report.

 

For every subscription today (day D) before noon (Luxembourg time), the NAV applicable will be the NAV dated today (D), which will be calculated and published the next day (day D+1), except for Sundays and holidays.

 

The indicated historical performance levels are not a guarantee of similar growth in value in the future. Losses of value cannot be ruled out, and Spuerkeess may not be held liable for them. The actuarial yield represents the yield obtained when a bond portfolio is held to maturity.

 

The level of risk is determined on the basis of the historical performance of the last five years and should not be considered a reliable indicator of the future risk profile of the compartment. It represents the risk of fluctuations in the net asset value per share and may change over time. Level 1 represents the lowest risk, and level 7 represents the highest risk. The higher the risk, the longer the recommended investment period. For details on the risks involved, please consult the KIID.

 

The entry and exit charges are those indicated in the prospectus. The actual applicable charges are in our publication concerning the main banking fees available at www.spuerkeess.lu and in our branches.

 

Tax information about the fund is available at www.luxfunds.lu and at Spuerkeess branches. It is recommended that investors consult their own legal and tax advisers before investing in the fund.

 

This document is provided solely for information purposes and cannot be considered legal, tax, or investment advice.

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